No Closing Cost Loans Popular at Louisville Mortgage Lender

In most situations, our No Closing Cost Loan will provide even more savings for Louisville home buyers than a loan with a lower interest rate since the average homeowner will move or refinance within the first 5 years. The benefits of a No Closing Cost Loan can include having more cash available for a larger down payment, more equity in your new home, more cash in your savings account after closing, and ultimately lowering the overall cost of obtaining a home loan.

Our Home Purchase Incentive Program can offer you a lender credit up to $8,000 to cover insurance, taxes, and/or closing costs on your Louisville home.

We can offer both of these buyer benefit programs that put money in your pocket because of our financial strength and acumen as a Louisville mortgage lender. We know the market, we know the business, and we know that makes us the best mortgage lender in the Louisville area.

Louisville Mortgage Lender Saves You Time and Money

Mortgage Warehouse has streamlined the home buying process in Louisville by offering one-stop mortgage shopping. As your premier Louisville mortgage lender, we process, underwrite, and fund your mortgage, all locally. You can apply for a mortgage for your Louisville home online, over the phone, or in-person. You will be working with local people familiar with the local real estate and mortgage market.

Award-winning Customer Service from Louisville Mortgage Lender

Established in 2003, Mortgage Warehouse in Louisville has maintained an A+ BBB Rating since our inception. We were named a Business First Fast 50 Company six times, most recently in 2021 when we were ranked #5 overall in Louisville’s top 50 fastest growing companies. As a leading Louisville mortgage lender, we draw on the experience and expertise of our professional staff, all of whom ascribe to the company’s tenet of “do what you say you’re going to do.” That’s not an empty promise, that’s our guarantee that you can trust our Louisville mortgage professionals. We will help you get started on your home buying journey with a free credit check and free, no-obligation pre-approval. Then our experienced loan originators, processors, and closing officers will help you navigate the mortgage process from start to finish. Buying a home in Louisville could not be any easier!

Our Louisville Mortgage Lender Underwriters Give You an In-house Advantage

Many Louisville mortgage lenders require 3^rd party approval for conventional loans. Not at Mortgage Warehouse! Having conventional loan underwriters on staff allows us to make approval decisions and underwrite conventional mortgages in-house. You save time and money with a faster response.

Government-backed mortgage loans are easier with Mortgage Warehouse. We have FHA direct endorsed (DE) underwriters on staff, which allows us to make approval decisions and underwrite FHA mortgages in-house.

Mortgage Warehouse is an approved originator of VA home loans. We are approved directly from the Department of Veterans Affairs and have VA underwriters on staff that enable us to underwrite and approve VA loans in-house.

 We also have specialists on staff that can provide you a free consultation to see if you qualify for a USDA loan. These zero down payment mortgages, also known as the USDA Rural Development Guaranteed Housing Loan Program and are run by the U.S. Department of Agriculture.