100% USDA Loans: No Money Down.

If you are considering buying property in a rural or suburban area then you may be eligible for an USDA home loan. These are zero down payment mortgages, also know as the USDA Rural Development Guaranteed Housing Loan Program, that are run by the U.S. Department of Agriculture.

USDA Home Loan Qualifications:

  • No down payment
  • Flexible credit guidelines
  • Competitive, fixed interest rates
  • Loans can be used to purchase new and existing properties
  • Property must be located in a USDA eligible area
  • Income caps for total household income apply

Find out if you’re eligible today.

USDA loans are only available to homebuyers wishing to purchase a single-family home that will be their primary residence. Income-producing properties and vacation homes do not qualify.

Ready to get started?

If you are looking to purchase a home and are ready to research the option of a USDA loan, Mortgage Warehouse has specialists on staff that can provide you a free consultation to see if you qualify. Contact us today to get started on your USDA home loan application.